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PeyoWallet – Privacy Policy

Last updated: October 22, 2025
Website: https://asyaps.com


1. Introduction

Welcome to PeyoWallet, a personal budgeting and expense tracking application developed and operated by Asyaps (“we”, “our”, “us”).
This Privacy Policy explains how we collect, process, and protect information related to users (“you”) when you use our mobile application or visit our website https://asyaps.com.
We are committed to protecting your privacy and keeping your personal data secure and under your control. Core budgeting data remains on your device unless you choose to back it up externally.


2. Information We Collect

2.1 Data You Provide (Optional)

  • Support contact data: name, email address, and the content of your message when you contact us.

  • Feedback: any information you voluntarily submit via forms or email.
    (No registration or login is required to use the app.)

2.2 Automatically Collected Data

To improve stability and quality, we may collect limited technical data:

  • Device information (Android version, model, system language)

  • App information (app version, install source, session duration)

  • Crash reports and aggregated analytics
    This data is anonymized and does not include your budgeting records.

2.3 Local Data on Your Device

Your expenses, income, categories, budgets, and notes are stored locally on your device.
We do not upload, collect, or store this data on our servers.
If you uninstall the app, all data is deleted unless you have backed it up manually.


3. How We Use Information

  • Maintain and improve app performance

  • Diagnose crashes and prevent abuse

  • Respond to support requests

  • Comply with applicable laws

We do not sell or rent your data. Data is shared only as described below when necessary.


4. Legal Basis (GDPR)

If you are in the EEA or UK, we process personal data under these bases:

  • Consent – when you voluntarily provide data or enable analytics.

  • Legitimate interests – to improve app quality and troubleshoot issues.

  • Legal obligation – to comply with law enforcement or regulations.


5. App Permissions

PeyoWallet requests minimal permissions:

  • INTERNET / ACCESS_NETWORK_STATE – for updates and analytics.

  • POST_NOTIFICATIONS – optional, for reminders.

  • READ/WRITE_EXTERNAL_STORAGE – optional, for manual backups.
    You can manage these permissions anytime from your device settings.


6. Third-Party Services

We may use trusted services for analytics and stability:


7. Data Retention

  • Local budgeting data: stored only on your device; deleted upon uninstall.

  • Support emails: retained until resolved.

  • Analytics/crash logs: retained temporarily by providers.


8. Data Security

We apply technical and organizational safeguards (TLS, access limits, secure storage).
However, no electronic storage method is 100% secure.
Your financial data is intentionally kept on your device for maximum privacy.


9. International Data Transfers

Some service providers may process data outside your country.
We rely on appropriate safeguards such as Standard Contractual Clauses (SCCs).


10. Your Rights

You have the right to:

  • Access, correct, or delete personal data you provided

  • Export or delete local budgeting data on your device

  • Withdraw consent anytime

  • File a complaint with your data authority

California Residents:
We do not sell personal information. You may request deletion or disclosure of data we hold (support correspondence only). No discrimination will occur for exercising your rights.


11. Children’s Privacy

PeyoWallet is not directed to children under 13.
We do not knowingly collect information from minors.
If you believe a child has submitted data, contact us to delete it.


12. Changes to This Policy

We may update this Privacy Policy periodically.
Updates will be indicated by a new “Last updated” date.
Continued app use after updates means you accept the revised policy.


13. Contact

Asyaps
Website: https://asyaps.com
Email: info@asyaps.com